Unbolted is a UK based online personal asset-based peer-to-peer lending platform, where individuals can borrow from other individuals by using high value personal assets [1] such as luxury watches, cars, fine arts, antiques, jewellery and commodities such as gold. The company started trading in November 2014 and has its offices in London.[2][3]

Private Listed
IndustryFinancial Services and Pawnbroker
FoundedNovember 2014 (November 2014)
FounderAshwin Parmeswaran, Rito Haldar
ServicesLuxury Asset Loans


Unbolted was set up by Ashwin Parmeswaran and Rito Haldar with an aim to make short-term borrowing transparent, affordable and convenient for consumers and small business owners, by using their high-value personal assets to access low-cost loans.[4] It raised seed funding in July 2014 prior to its public launch in November 2014.


  1. Jones, Rozi (30 December 2014). "P2P lender aims to challenge secured market". Financial Reporter. London. Retrieved 2014-12-30.
  2. "Unbolted Launches as Challenger Brand to UK's "Out-Dated" Pawn and Secured Lending Industry with New Peer-to-Peer Online Offering". Yahoo Finance. London. 30 December 2014. Retrieved 2014-12-30.
  3. Alois, JD (31 December 2014). "Unbolted May Be the First Peer to Peer Digital Pawn Shop". Crowd fund Insider. London. Retrieved 2014-12-31.
  4. Bachelor, Lisa (11 January 2015). "'Wonga-style' pawnbroker set to take place of payday lenders". The Guardian. London. Retrieved 2015-01-11.

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