LendingCrowd is an online peer-to-peer lending company, based in Edinburgh, Scotland. As the first Scottish based crowdlending firm, LendingCrowd has created a platform that enables investors to support small and medium-sized businesses by lending personal capital through small loans whilst earning a monthly interest payment.[1]

FoundedUnited Kingdom (2014)
FounderStuart Lunn
Area served
ProductsP2P lending


Launched in 2014, LendingCrowd is the trading name of Edinburgh Alternative Finance Ltd. and was founded by CEO Stuart Lunn.[2] Since September 2014, the LendingCrowd platform has delivered more than £45 million in loans for over 500 SMEs across Britain [3] In October 2018, LendingCrowd announced the appointment of former Standard Life CEO Sir Sandy Crombie as its Chairman[4].

Innovative Finance ISA

In February 2017 LendingCrowd became one of the first peer-to-peer business lending platforms to provide the Innovative Finance ISA.[5] Only fully FCA authorised platforms are eligible to offer this product giving investors the opportunity to invest in peer-to-peer lending without having to pay tax on the interest earned.[6][7]

Risk and Regulation

Financial Conduct Authority

LendingCrowd is authorised and regulated by the Financial Conduct Authority (FCA). In November 2016 LendingCrowd became one of the first peer-to-peer lenders to move from interim permissions to fully authorised.[8]

See also


  1. "Dobbie unveils crowd-lending site for SMEs | Herald Scotland". heraldscotland.com. Retrieved 2015-07-06.
  2. "LendingCrowd a Scotland first | Invest Edinburgh". investinedinburgh.com. Retrieved 2015-07-06.
  3. "Marketplace Statistics | LendingCrowd". lendingcrowd.com. Retrieved October 1, 2018.
  4. "Sir Sandy Crombie joins LendingCrowd as Chairman | LendingCrowd". lendingcrowd.com. October 2018. Retrieved October 1, 2018.
  5. White, Lucy (August 9, 2017). "Octopus is the latest firm to offer the peer-to-peer Innovative Finance Isa". City A.M. Retrieved November 14, 2017.
  6. Jones, Rupert (February 18, 2017). "A new Isa is offering tax-free returns of 12% – so what's the catch?". The Guardian. Retrieved November 14, 2017.
  7. Murray, Amelia (November 13, 2017). "Peer-to-peer lending: is it too late to profit?". The Telegraph. Retrieved November 14, 2017.
  8. "Lending Crowd gains full FCA approval | Peer2Peer Finance News". P2pfinancenews.co.uk. 2016-11-03. Retrieved 2017-11-14.
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