Landbay is a peer-to-peer lending platform for residential buy-to-let mortgages.[1][2]

IndustryPeer-to-peer lending
Key people
John Goodall and Gray Stern
ProductsResidential buy-to-let mortgages
P2P lending
ServicesFinancial services

Company overview

Landbay enables retail and institutional investors to invest in the UK's buy-to-let mortgage market via its online peer-to-peer lending platform. The business model matches investors' funds to buy-to-let mortgages, thus all loans are secured by residential real estate. [3][4]

As at February 2015 Landbay is the fastest growing peer-to-peer platform in the United Kingdom[5] and as of March 2015 the business was lending £2m per month.

The company was founded by John Goodall and Gray Stern.[6][7]

In March 2015 the business was named in the Everline Future 50 as one of the most disruptive startups in the UK.[8]

Landbay is a member of the P2P Finance Association.[9] Landbay is also a member of the Council of Mortgage Lenders.

Landbay is regulated by the FCA Financial Conduct Authority.[10]

Peer-to-Peer Lending

Peer-to-peer lending is the practice of lending money to unrelated individuals or businesses, "peers", without going through traditional financial intermediaries like banks. Landbay is a peer-to-peer platform: the online exchange that manages the entire lending process, allowing users to lend money across multiple properties in return for an interest payment each month.[11][12]


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